FCA Regulated Payment Institution
BLK Trade Ltd. is a Cyprus-based holding company with ownership of two UK FCA-regulated payment institutions delivering FX exchange, SEPA transfers, and cross-border payment solutions for businesses.
What We Offer
Built for companies that need fast, reliable, and regulated payment infrastructure for on/off ramp transfers.
Competitive foreign exchange rates with fast settlement. Convert between major currencies with transparent pricing and no hidden fees.
Competitive spreads
Same-day settlement
Major currency pairs
Seamless euro-denominated money remittance across the Single Euro Payments Area. Reliable, fast, and fully compliant.
EUR transfers
Fast processing
Full SEPA coverage
Move funds internationally with confidence. Our regulated infrastructure ensures your cross-border transactions are secure and compliant.
Global reach
Regulatory compliance
On/off ramp solutions
Regulated Entities
BLK Trade Ltd. is a Cyprus-registered holding company whose sole purpose is to hold ownership of two UK-regulated payment institutions. BLK Trade does not provide any regulated financial services itself — all regulated activities are carried out exclusively by its UK-based subsidiaries, authorised and supervised by the Financial Conduct Authority (FCA).
SPI
UK Small Payment Institution (SPI)
BLK Trade Ltd.
VIP Payments is a registered Small Payment Institution authorised by the Financial Conduct Authority (FCA) to provide payment services in the United Kingdom.
API
UK Authorised Payment Institution (API)
Operated by MDRN-FX, a subsidiary of BLK Trade Ltd.
Alfa Transfers operates under MDRN-FX, an Authorised Payment Institution regulated by the FCA, offering a comprehensive suite of regulated payment services including foreign exchange and cross-border transfers.
Compliance & Security
Regulatory compliance is at the core of everything we do.
Our entities are authorised and regulated by the UK Financial Conduct Authority.
Robust anti-money laundering procedures and know-your-customer checks on all clients.
Client funds are safeguarded in accordance with the Payment Services Regulations 2017.
Full compliance with UK GDPR and the Data Protection Act 2018.
Whether you need FX services, SEPA transfers, or cross-border payment solutions, our team is ready to discuss how we can support your business.
A Cyprus-registered holding company. BLK Trade Ltd. does not provide regulated financial services directly.
© 2026 BLK Trade Ltd. All rights reserved. BLK Trade Ltd. is a company registered in Cyprus.
BLK Trade Ltd. is a holding company and does not itself provide any regulated financial services. All regulated payment services are provided exclusively by its UK-based subsidiaries: VIP Payments, a registered Small Payment Institution (SPI), and MDRN-FX (operating as Alfa Transfers), an Authorised Payment Institution (API) — both authorised and regulated by the UK Financial Conduct Authority (FCA) under the Payment Services Regulations 2017.
Client funds are safeguarded by the regulated entities in accordance with applicable FCA requirements. Foreign exchange transactions carry risk; past performance is not indicative of future results. Services are subject to terms and conditions.
This website does not constitute financial advice. The regulated entities are committed to preventing money laundering and terrorist financing and comply with all applicable AML/KYC regulations.